Travel Insurance: Our experience with TWO claims on TWO different trips with TWO different Insurance Companies. What we learned about submitting claims and coverage.





No one wants to buy trip insurance after shelling out big bucks for long awaited vacay. When we were younger, we'd often risk it - thinking we were invincible. We're older now, and we see how risky that was. Now that travel is more expensive than ever, we'd NEVER be with out it. We still don't like paying for it on top of the trip, but we've had TWO different occasions to file claims. One when we needed medical care on board a cruise when we were sick and the second when just 8 hours before leaving for the airport my husband needed emergency eye surgery and we had to CANCEL the ENTIRE TRIP at the very last minute. These two events have convinced us that so many things can be out of our control no matter what your age. 

Watch the video above to see what happened, how each insurance claim was handled, and how LONG it might take. Spoiler alert: We did get the claims paid, but it wasn't as easy or straightforward as we had expected. 

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